Loan

Programs

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FHA

A Federal Housing Administration (FHA) Loan is the easiest home loan to qualify for, with a low down payment and flexible loan options this may be your best loan option. Here is some information on FHA home loans:

Typical first-time homebuyer loan
Lower down payment
Lower minimum cash to close
Seller can contribute up to 6% towards your closing costs
Debt to income thresholds are higher

CONVENTIONAL

Can be used for residential or investment
*3-5% down payment options available
PMI- (private mortgage insurance) required on loans with less than *20% down

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VA Home loans are designed for the men and women who have served this country, if have served or are currently serving out country this is a great home loan option. Let us pull your certificate of eligibility and determine how much house you qualify for.

No down payment
All closing costs can be paid by the seller
Flexible credit requirements
No private mortgage insurance (PMI)
Veterans can use their bonus entitlement to purchase additional homes

OTHER LOAN PRODUCTS

USDA
Renovation/ Rehab Loans
Bank Statement Loan Program
ITIN
DSCR
Jumbo Loans
Construction Loans
Refinances
Down Payment Assistance Loans

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